Living in the Netherlands – Practical Information for EU Workers

The Netherlands is an attractive country for many EU citizens who want to live and work abroad.
Healthcare is accessible, rules are clear and infrastructure is well organised.
At the same time, the housing market is tight, so it is important to understand
your rights and your obligations.

On this page you will find practical information about living in the Netherlands,
specifically for EU workers who plan to work here.

1. Registration and residence

• If you plan to live in the Netherlands for longer than 4 months,
  you must register in the BRP (Personal Records Database).
• After registration you will receive a BSN (Citizen Service Number),
  which is required for work, taxes and health insurance.
• If you stay for less than 4 months, you can register as a
  non-resident (RNI).

2. Housing and accommodation

• The housing market in the Netherlands is tight, especially in and around major cities.
• Always make sure you have a written rental contract
  with clear agreements about rent, duration and service costs.
• Check whether registration at the address is allowed
  (important for BRP registration and receiving a BSN).
• If you live in employer-provided accommodation, verify whether the rent is reasonable
  and how it is arranged (for example via salary deduction).

3. Health insurance and healthcare

• Anyone who works in the Netherlands is required to take out
  Dutch basic health insurance.
• This must be arranged within 4 months after starting work
  (the insurance usually applies retroactively).
• Depending on your income, you may be eligible for a
  healthcare allowance (zorgtoeslag).

4. Cost of living

• The cost of living in the Netherlands is relatively high,
  mainly due to housing costs.
• Your net disposable income depends strongly on rent,
  health insurance premiums and possible allowances.

5. Lifestyle & culture in the Netherlands

Dutch society is known for clarity, structure and a strong focus on balance.
For many EU workers, daily life in the Netherlands feels organised and predictable,
as long as expectations are clear.

Work–life balance

A healthy work–life balance is highly valued in the Netherlands.
Working hours are usually agreed in advance and respected.
Overtime is less common than in many other countries and is often discussed beforehand.
Free time, family and personal life are considered important alongside work.

Direct communication

Dutch people are known for their direct and straightforward communication style.
What is said is usually meant literally.
This directness is not considered rude, but efficient and honest.
Clear opinions and open feedback are culturally normal.

Social habits and public life

Social life in the Netherlands is often planned rather than spontaneous.
Appointments are usually scheduled in advance.
At the same time, informal contact at work is common and hierarchy is relatively flat.
People generally address each other by first name, including managers.

National traditions and holidays

King’s Day (27 April) is one of the most important national holidays.
The entire country turns orange, with street markets, music and celebrations
in cities and towns. Many people are free from work and shops operate on adjusted hours.

Shopping hours

• Shops are generally open until around 18:00–21:00.
• Late-night shopping varies by city.
• Sunday opening hours depend on the municipality.
• Supermarkets usually have longer opening hours than other shops.